Boldwick Funding Group in Sevierville, TN is a loan broker, not a lender. It sends business funding requests to independent funding partners, and each partner decides whether to offer anything and on what terms. This page sets out that role and the limits that come with it.
Boldwick is a loan broker: it passes requests to funding partners and lends nothing itself. Partners decide on any offer and its terms, a merchant cash advance is not a loan, and figures on the site are Census counts or invented examples.
The loan broker role behind every Boldwick request
As a loan broker, Boldwick Funding Group talks with a business owner about a cost, matches it to a funding type and passes the request to one or more independent funding partners. Boldwick does not lend money, does not approve or decline requests and does not set the cost of any offer. The partner that makes an offer is the party the owner signs with.
Each funding partner answers yes or no on its own terms
Each funding partner applies its own review and its own requirements. A partner may ask for documents, may check credit, and may offer an amount, cost or term different from the one requested, or it may decline. Sending a request through Boldwick does not mean any partner will make an offer, and no offer binds the owner until the owner signs it.
How the merchant cash advance differs from the loans on this site
The merchant cash advance described on this site is not a loan. A provider buys a share of the business's future card sales for a fixed total, set by a factor, and collects it through a holdback on those sales; there is no interest rate and no fixed term. Because collections move with sales, the advance can take a shorter or longer time to finish than an owner pictures, so its total cost is worth comparing in dollars with the loan options.
Where the figures on Boldwick's pages come from
Counts of businesses, employees and payroll on these pages come from U.S. Census Bureau programs (County Business Patterns, ZIP Code Business Patterns, Nonemployer Statistics and the American Community Survey), each named with its year beside the figure. Sums and shares worked from those counts are our arithmetic. Every payment, rate and term in a worked example is invented to show how the math runs and is labeled that way; none is a quote or an offer.
Credit checks belong to a partner's review
Boldwick's request form asks for contact and business details, not a Social Security number, and filling it in is not a credit application. A funding partner may check business or personal credit during its own review; which report it uses, and when, is the partner's decision, and an owner can ask the partner about it beforehand.
Questions these disclosures leave open
Any question about Boldwick's role can go to (865) 326-1090 before a request is sent.
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