Calling (865) 326-1090 or sending the form puts the request in front of funding partners, and they decide on any offer.
A 40-day credit line draw for a lab statement, an intraoral scanner at 36 and 60 months, the crown count that would cover a milling unit payment, a compressor kept to the unit, and a software and computer refresh on a 30-month loan.
At a glance
- Offices of dentists, Sevier County, TN
27 (CBP 2023)
- Dental office annual payroll, Sevier County, TN
$12.4 million (CBP 2023)
- Dentist offices with a ZIP 37862 address
13 (ZIP Code Business Patterns 2023)
- Dentist offices with no paid employees, county
6 (Nonemployer Statistics 2024)
Crown and denture lab invoices on a credit line at a Sevierville, TN dental office
County Business Patterns counted 27 offices of dentists in Sevier County, TN in 2023 (NAICS 6212), with an annual payroll of $12,397,000. ZIP Code Business Patterns placed 13 of the code's offices at a ZIP 37862 address.
Illustration only, invented figures: a practice receives a $9,260 statement from its crown and denture lab, due before the patient and insurance payments for those cases come in. It draws the amount on a business line of credit and pays it back after 40 days. Forty days of simple daily interest at an invented 13.25% a year add $134.46 to the lab bill, fees aside (our arithmetic). Because a lab statement arrives again next month, a line that refills as it is paid down suits it.
An intraoral scanner on fixed payments: a Sevier County, TN dental office example at two lengths
Illustration only, invented figures: a Sevier County, TN dental office prices an intraoral scanner, cart and software license at $31,500 and looks at two lengths at an invented 10.35% annual rate (our arithmetic):
| Term | Monthly payment | Total of payments | Interest |
|---|---|---|---|
| 36 months | $1,021.60 | $36,777.60 | $5,277.60 |
| 60 months | $674.72 | $40,483.20 | $8,983.20 |
The five-year schedule asks $346.88 less each month and charges $3,705.60 more interest over its life. Scanner software can change sooner than the hardware wears out, which argues for the shorter term when the monthly figure fits.
How many crowns a month would cover a chairside milling unit at a Sevierville, TN practice?
Illustration only, invented figures: a chairside milling unit costs $58,900. With five years of payments at an invented 9.95% a year, the office would send $1,250.00 every month, $75,000.00 by the end. Suppose the practice now pays an outside lab an invented $165 per crown and would spend $38 per crown on milling blocks and burs in house, so each crown milled chairside keeps $127 in the office.
Dividing the payment by $127 gives 9.84, so the practice needs 10 crowns a month milled in house before the savings cover the payment (our arithmetic). Fewer than 10 and the machine costs more than the lab did in this invented case; staff time and any service contract are left out.
Replacing a dental air compressor at a Sevier County, TN office: the unit, not the piping
A dental air compressor is a machine that can be financed like other equipment. The air lines, vacuum lines and electrical work that connect it to the operatories run through the building, so they are property work outside this site.
For a replacement, the request covers the compressor and its delivery. A practice that also needs new piping can get that part priced separately by a licensed contractor and pay for it outside the request. Loan-versus-lease trade-offs for a machine of this kind are laid out on the equipment financing page.
A failed compressor can stop every chair at once, so a replacement may be needed on short notice. Having the practice's recent bank statements and its time in business ready before the call lets Boldwick send the request to a partner without a second round of questions; the partner still decides on any offer and its terms.
Practice software and front-desk computers for a Sevierville, TN dental office
Illustration only, invented figures: a practice replaces six front-desk and operatory workstations at $1,430 each and pays $5,800 for a practice management software license and setup, $14,380 in all. A term loan spread across 30 months, priced at an invented 12.3% a year, asks the practice for $559.24 monthly.
Thirty months later the office has paid $16,777.20, which includes $2,397.20 of interest (our arithmetic). Recurring monthly software fees after the first year are an operating cost, not part of this loan; the practice pays them from cash flow.
Other health offices, including physician offices, have notes on the industries page, and the Sevierville, TN page has the office address.
By Boldwick Funding Group ยท Updated
