Store owners can call (865) 326-1090 or send the request form, and Boldwick takes the request to funding partners; the partner settles whether an offer follows.
A roller grill, heated display and slush machine on a 30-month loan, the same package through a card-sales advance with its holdback days, fountain machines and ice makers without their water lines, and Sevier County, TN station and store counts.
At a glance
- Gasoline stations with a ZIP 37862 address
18 (ZIP Code Business Patterns 2023)
- Gasoline stations with fewer than 5 employees, county
22 of 65 (CBP 2023, NAICS 4471)
- Convenience stores with fewer than 5 employees, county
17 of 24 (CBP 2023, NAICS 445120)
- Convenience retailers and vending machine operators with no paid employees, county
20 (Nonemployer Statistics 2024)
What the store inside a Sevierville, TN gas station can finance through Boldwick
The store side of a station is a small retail business with its own equipment and stock, and that is the part a request through Boldwick can cover:
- Plug-in reach-in coolers, freezers and shelving for the sales floor
- Food counter equipment: roller grills, heated displays and slush machines
- A register and POS terminal for the store counter
- Shelf stock such as snacks, drinks and supplies, which fits inventory financing
Fuel dispensers, underground tanks, the canopy and the card readers at the pumps are fuel-side equipment this site does not fund, and a car wash bay is building work outside it as well. Keeping the store list apart from those items on the quote makes the request match what a partner here may look at.
A roller grill, heated display and slush machine on a 30-month loan at a Sevier County, TN convenience store
Illustration only, invented figures: a Sevier County, TN convenience store prices a $2,180 roller grill, a $3,460 heated display and a $6,140 two-bowl slush machine, $11,780 for the food counter. The owner wants to spread that over 30 months on a term loan priced at 12.65% a year.
Thirty invented payments of $460.07 retire the loan. Together they come to $13,802.10, so the store pays $2,022.10 in interest over two and a half years, by our arithmetic.
The term ends well inside the working life of a roller grill or a slush machine, so the store is not still paying for a unit it has already replaced. A partner may ask for the quote and recent bank statements before setting any rate.
The same food counter through a card-sales advance: total cost and holdback days at a Sevierville, TN store
A merchant cash advance could pay for the same counter. Illustration only, invented figures: the store takes $11,780 at a 1.27 factor, so $14,960.60 comes back to the provider out of store card sales.
At an invented 9% holdback on $2,465 of store card sales a day, $221.85 goes to the provider each sales day, and the total is delivered in about 68 days of sales (our arithmetic, rounded up). The advance costs $3,180.60, which is $1,158.50 more than the loan's interest in this invented case.
What the store gets for that difference is a cost that rises and falls with daily card sales and ends after about 68 days of sales, against a fixed monthly payment for 30 months. An advance is not a loan, and there is no interest rate in it to compare; the dollar totals are the fair comparison.
Fountain machines and ice makers at a Sevier County, TN station store: the machine, not the water line
Fountain drink machines and ice makers are counter equipment with a price of their own, and a request can name them. Both need water: a fountain machine runs off a water line and a carbonator, and an ice maker needs a supply line and a drain.
Those water lines, drains and any new circuit are property work outside this site, so the plumber's and electrician's bills come off the requested amount. A countertop slush machine that only plugs in has no hookup to subtract. Asking the equipment seller for a quote that lists the machine apart from installation makes the split clear.
A bagged ice merchandiser that plugs into an outlet is the plainest case of all: the whole price is equipment.
Gasoline stations and convenience stores in Sevier County, TN: two Census codes, two sizes
Census counts gasoline stations and convenience stores under two separate codes. County Business Patterns counted 65 gasoline stations with employees in Sevier County, TN in 2023 (NAICS 4471), and 22 of those had fewer than five employees. Eighteen gasoline stations had a ZIP 37862 address, per ZIP Code Business Patterns.
Convenience stores without the station code (NAICS 445120) numbered 24 employer establishments in the county that year, and 17 of them had fewer than five employees. Six had a ZIP 37862 address. Nonemployer Statistics separately counted 20 convenience retailers and vending machine operators with no paid employees in Sevier County, TN for 2024 (NAICS 44513).
Other store types and trades have notes on the industries page, and the Sevierville, TN page gives the street address for the Boldwick office.
By Boldwick Funding Group ยท Updated
